Citigroup Inc. C

Banks - Diversified, Financial Services

$127.32

−0.93%

Market cap: $213.6B
PE: 13.7×; 10y median 10.4×
Forward PE
Revenue, 12 months: $91.4B; +10% on a year ago
Net margin: 19.5%

Citigroup trades at 13.7× trailing earnings, pricier than 71% of the last ten years. Revenue was $91.4B over the last twelve months, up 10% on a year earlier with a 20% net margin.

Charts

Financials

Income statement for C, by quarter
Income statement	Q4 FY23	Q1 FY24	Q2 FY24	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26
	$17B	$21B	$20B	$20.2B	$19.5B+14%	$21.6B+3%	$21.7B+8%	$22.1B+9%	$19.9B+2%	$24.6B+14%	$24.8B+14%
SG&A	$7.3B	$7.9B	$7.2B	$7.4B	$7.3B−0%	$7.7B−2%	$7.9B+10%	$7.8B+5%	$7.4B+2%	$8.6B+12%	$8.3B+5%
	−$2.1B	$4.5B	$4.3B	$4.4B	$3.8B	$5.4B+20%	$5.2B+21%	$5.3B+22%	$3.8B+0%	$7.5B+38%	$8B+54%
Interest expense	$22.6B	$22.7B	$22.5B	$23.1B	$21.3B−6%	$19.7B−14%	$20.7B−8%	$21.8B−6%	$21B−2%	$19.8B+1%	$20.5B−1%
Pre-tax income	−$2.1B	$4.5B	$4.3B	$4.4B	$3.8B	$5.4B+20%	$5.2B+21%	$5.3B+22%	$3.8B+0%	$7.5B+38%	$8B+54%
	−$296M	$1.1B	$1B	$1.1B	$912M	$1.3B+18%	$1.2B+13%	$1.6B+40%	$1.3B+41%	$1.6B+18%	$2B+69%
Net income	−$1.8B	$3.4B	$3.2B	$3.2B	$2.9B	$4.1B+21%	$4B+25%	$3.8B+16%	$2.5B−14%	$5.8B+42%	$5.8B+45%
	−$1.14	$1.58	$1.52	$1.51	$1.34	$1.96+24%	$1.96+29%	$1.86+23%	$1.19−11%	$3.06+56%	$3.15+61%
	1.9B	1.9B	1.9B	1.9B	1.9B+1%	1.9B−1%	1.9B−3%	1.9B−4%	1.9B−4%	1.8B−8%	1.7B−8%

From each company's 10-Q and 10-K filings. Fiscal years are four fiscal quarters added up; balance sheet lines are as of the period's end. Growth is on the same period a year earlier.

Estimates

Next earnings report: Oct 13, 2026.

Analyst consensus for the next eight quarters, with the range from the lowest to the highest estimate, is part of Superworth Pro.

Peers

Companies in Banks - Diversified within ten times Citigroup's size, closest in size first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
CCitigroup Inc.	$213.6B	13.7×	10.4×	—	+10%	19.5%
WFCWells Fargo & Company	$242.7B	11.6×	12.5×	—	+6%	26.0%
BACBank of America Corporation	$374.3B	12.3×	13.3×	—	+8%	28.2%
USBU.S. Bancorp	$87.5B	11.2×	12.6×	—	+7%	27.5%
JPMJPMorgan Chase & Co.	$876.1B	14.1×	12.7×	—	+14%	32.6%
Peer median	$308.5B	11.9×	12.6×	—	+7%	27.9%

About

Industry: Banks - Diversified
Sector: Financial Services
Left out: Banks earn on their balance sheet: P/S, gross margin, free cash flow and EV/EBIT don't describe them.

Valuation data, not investment advice. Prices as of Oct 7, 2026.

Income statement

$17B

$21B

$20B

$20.2B

$19.5B+14%

$21.6B+3%

$21.7B+8%

$22.1B+9%

$19.9B+2%

$24.6B+14%

$24.8B+14%

SG&A

$7.3B

$7.9B

$7.2B

$7.4B

$7.3B−0%

$7.7B−2%

$7.9B+10%

$7.8B+5%

$7.4B+2%

$8.6B+12%

$8.3B+5%

−$2.1B

$4.5B

$4.3B

$4.4B

$3.8B

$5.4B+20%

$5.2B+21%

$5.3B+22%

$3.8B+0%

$7.5B+38%

$8B+54%

Interest expense

$22.6B

$22.7B

$22.5B

$23.1B

$21.3B−6%

$19.7B−14%

$20.7B−8%

$21.8B−6%

$21B−2%

$19.8B+1%

$20.5B−1%

Pre-tax income

−$2.1B

$4.5B

$4.3B

$4.4B

$3.8B

$5.4B+20%

$5.2B+21%

$5.3B+22%

$3.8B+0%

$7.5B+38%

$8B+54%

−$296M

$1.1B

$1B

$1.1B

$912M

$1.3B+18%

$1.2B+13%

$1.6B+40%

$1.3B+41%

$1.6B+18%

$2B+69%

Net income

−$1.8B

$3.4B

$3.2B

$2.9B

$4.1B+21%

$4B+25%

$3.8B+16%

$2.5B−14%

$5.8B+42%

$5.8B+45%

−$1.14

$1.58

$1.52

$1.51

$1.34

$1.96+24%

$1.96+29%

$1.86+23%

$1.19−11%

$3.06+56%

$3.15+61%

1.9B

1.9B+1%

1.9B−1%

1.9B−3%

1.9B−4%

1.8B−8%

1.7B−8%

Company

Market cap

Its 10y median PE

Fwd PE

P/S

Revenue growth

Net margin

CCitigroup Inc.

$213.6B

13.7×

10.4×

—

+10%

19.5%

WFCWells Fargo & Company

$242.7B

11.6×

12.5×

—

+6%

26.0%

BACBank of America Corporation

$374.3B

12.3×

13.3×

—

+8%

28.2%

USBU.S. Bancorp

$87.5B

11.2×

12.6×

—

+7%

27.5%

JPMJPMorgan Chase & Co.

$876.1B

14.1×

12.7×

—

+14%

32.6%

Peer median

$308.5B

11.9×

12.6×

—

+7%

27.9%