SuperworthCitizens Financial Group, Inc. CFG
Banks - Regional, Financial Services
$63.07
−1.59%
- Market cap
- $26.6B
- PE
- 13.7×
- 10y median 11.4×
- Forward PE
- Revenue, 12 months
- $8.7B
- +11% on a year ago
- Net margin
- 24.4%
Citizens Financial trades at 13.7× trailing earnings, near its ten-year median. Revenue was $8.7B over the last twelve months, up 11% on a year earlier with a 24% net margin.
Charts
Financials
| Income statement | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| $2B | $2B | $2B | $1.9B | $2B−0% | $1.9B−1% | $2B+4% | $2.1B+11% | $2.2B+9% | $2.2B+12% | $2.3B+12% | |
| SG&A | $981M | $802M | $740M | $727M | $720M−27% | $774M−4% | $764M+3% | $781M+7% | $777M+8% | $829M+7% | $826M+8% |
| $205M | $430M | $480M | $470M | $508M+148% | $468M+9% | $554M+15% | $629M+34% | $677M+33% | $650M+39% | $755M+36% | |
| Interest expense | $1.2B | $1.2B | $1.2B | $1.2B | $1.1B−12% | $961M−18% | $970M−17% | $970M−17% | $909M−13% | $858M−11% | $912M−6% |
| Pre-tax income | $205M | $430M | $480M | $470M | $508M+148% | $468M+9% | $554M+15% | $629M+34% | $677M+33% | $650M+39% | $755M+36% |
| $16M | $96M | $88M | $88M | $107M+569% | $95M−1% | $118M+34% | $135M+53% | $149M+39% | $133M+40% | $168M+42% | |
| Net income | $189M | $334M | $392M | $382M | $401M+112% | $373M+12% | $436M+11% | $494M+29% | $528M+32% | $517M+39% | $587M+35% |
| $0.34 | $0.65 | $0.78 | $0.77 | $0.83+144% | $0.77+19% | $0.92+18% | $1.05+36% | $1.12+35% | $1.13+47% | $1.30+41% | |
| 468.2M | 463.8M | 456.6M | 449.9M | 444.8M−5% | 442.2M−5% | 436.5M−4% | 435.5M−3% | 435.5M−2% | 429.9M−3% | 426.7M−2% |
From each company's 10-Q and 10-K filings. Fiscal years are four fiscal quarters added up; balance sheet lines are as of the period's end. Growth is on the same period a year earlier.
Estimates
Next earnings report: .
Analyst consensus for the next eight quarters, with the range from the lowest to the highest estimate, is part of Superworth Pro.
Peers
Companies in Banks - Regional within ten times Citizens Financial's size, closest in size first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| CFGCitizens Financial Group, Inc. | $26.6B | 13.7× | 11.4× | — | +11% | 24.4% | |
| FCNCAFirst Citizens BancShares, Inc. | $23.4B | 11.1× | 12.6× | — | +1% | 24.5% | |
| HBANHuntington Bancshares Incorporated | $30.6B | 11.8× | 12.5× | — | +21% | 132.6% | |
| RFRegions Financial Corporation | $22.7B | 10.9× | 11.3× | — | +0% | 23.3% | |
| MTBM&T Bank Corporation | $31.3B | 11.4× | 12.7× | — | +6% | 178.1% | |
| KEYKeyCorp | $21.2B | 11.5× | 12.5× | — | +51% | 26.0% | |
| FITBFifth Third Bancorp | $45.5B | 17.1× | 11.3× | — | — | 15.8% | |
| TFCTruist Financial Corporation | $55.7B | 10.5× | 13.0× | — | +0% | 19.1% | |
| PNCThe PNC Financial Services Group, Inc. | $86.9B | 12.0× | 12.5× | — | +13% | 30.6% | |
| Peer median | $31B | 11.5× | 12.5× | — | +6% | 25.2% |
About
- Industry
- Banks - Regional
- Sector
- Financial Services
- Left out
- Banks earn on their balance sheet: P/S, gross margin, free cash flow and EV/EBIT don't describe them.
Valuation data, not investment advice. Prices as of .