SuperworthSoFi Technologies, Inc. SOFI
Financial - Credit Services, Financial Services
$15.66
−0.63%
- Market cap
- $20.2B
- PE
- 32.6×
- 10y median 44.7×
- Forward PE
- Revenue, 12 months
- $4.3B
- +41% on a year ago
- Net margin
- 14.8%
SoFi Technologies trades at 32.6× trailing earnings, cheaper than 90% of the last ten years. Revenue was $4.3B over the last twelve months, up 41% on a year earlier with a 15% net margin.
Charts
Financials
| Income statement | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| $615.4M | $645M | $598.6M | $697.1M | $734.1M+19% | $771.8M+20% | $854.9M+43% | $961.6M+38% | $1B+40% | $1.1B+43% | $1.2B+43% | |
| R&D | $141.8M | $130.9M | $132.2M | $139.7M | $149M+5% | $156.2M+19% | $152.1M+15% | $167.1M+20% | $172.8M+16% | $187.7M+20% | $191.3M+26% |
| SG&A | $306.4M | $312.6M | $329.8M | $363.8M | $390.2M+27% | $394.6M+26% | $430.1M+30% | $475.3M+31% | $499.9M+28% | $533.1M+35% | $609.2M+42% |
| $51.2M | $94.2M | $15.3M | $63.9M | $59.9M+17% | $79.8M−15% | $112.2M+631% | $148.6M+133% | $185.3M+209% | $199.6M+150% | $204.3M+82% | |
| Interest expense | $255.6M | $263.2M | $262M | $292.4M | $273.8M+7% | $265.1M+1% | $274.6M+5% | $306.4M+5% | $310.1M+13% | $308M+16% | $352.3M+28% |
| Pre-tax income | $51.2M | $94.2M | $15.3M | $63.9M | $59.9M+17% | $79.8M−15% | $112.2M+631% | $148.6M+133% | $185.3M+209% | $199.6M+150% | $204.3M+82% |
| $3.2M | $6.2M | −$2.1M | $3.1M | −$272.5M | $8.7M+40% | $14.9M | $9.2M+195% | $11.8M | $32.8M+279% | $47.7M+220% | |
| Net income | $47.9M | $88M | $17.4M | $60.7M | $332.5M+594% | $71.1M−19% | $97.3M+459% | $139.4M+130% | $173.5M−48% | $166.7M+134% | $156.6M+61% |
| $0.04 | $0.02 | $0.01 | $0.05 | $0.30+720% | $0.06+200% | $0.08+700% | $0.11+120% | $0.13−57% | $0.12+100% | $0.12+50% | |
| 1B | 1B | 1.1B | 1.1B | 1.2B+12% | 1.2B+14% | 1.2B+11% | 1.3B+17% | 1.3B+17% | 1.4B+16% | 1.4B+14% |
From each company's 10-Q and 10-K filings. Fiscal years are four fiscal quarters added up; balance sheet lines are as of the period's end. Growth is on the same period a year earlier.
Estimates
Next earnings report: .
Analyst consensus for the next eight quarters, with the range from the lowest to the highest estimate, is part of Superworth Pro.
Peers
Companies in Financial - Credit Services within ten times SoFi Technologies's size, closest in size first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| SOFISoFi Technologies, Inc. | $20.2B | 32.6× | 44.7× | — | +41% | 14.8% | |
| SYFSynchrony Financial | $23.4B | 7.4× | 7.8× | — | −2% | 18.6% | |
| AFRMAffirm Holdings, Inc. | $25.4B | 13.6× | 73.6× | 6.0× | +32% | 45.3% | |
| PYPLPayPal Holdings, Inc. | $47B | 10.4× | 41.9× | 1.4× | +6% | 14.4% | |
| COFCapital One Financial Corporation | $120.2B | 12.1× | 11.9× | — | +45% | 17.0% | |
| Peer median | $36.2B | 11.3× | 26.9× | 3.7× | +19% | 17.8% |
About
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Left out
- Banks earn on their balance sheet: P/S, gross margin, free cash flow and EV/EBIT don't describe them.
Valuation data, not investment advice. Prices as of .